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Small-business tips every Kenyan entrepreneur wishes they'd learned earlier

From separating personal and business money to hiring your first employee — the hard-won lessons.

Aisha BakariAisha Bakari·30 May 2026·7 min read
Small-business tips every Kenyan entrepreneur wishes they'd learned earlier

Separate the till and the pocket

The single biggest killer of small businesses in Kenya is treating shop cash and personal cash as one wallet. Open a business M-Pesa till on day one.

Pay yourself a salary

If your shop cannot pay you a salary, you don't have a business — you have a hobby that consumes your time.

Track expenses like a hawk

The KES 50 boda receipts add up to KES 15,000 a month. Log them or lose them.

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